Selling research peptides with mainstream platforms: what their published rules say

The short answer

We opened the published rules of four mainstream payment services on 12 October 2026 and searched them for the word “peptide”. None of them uses it. What they contain are broader categories, and the platform decides whether your business falls into one.

Each of these documents also says it can change and that its list is not complete. Stripe calls its businesses list “representative of prohibited categories, but this is not an exhaustive list”. Shopify Payments says its lists “are meant to be representative but not exhaustive” and may be updated “at any time without notice to you”.

So a missing word is not permission. The clauses below are the ones a research-peptide business should read first, quoted narrowly, with the date each document gives.

The clauses, side by side

Scroll the table to see all columns.

Shopify is two sets of rules

Shopify’s Acceptable Use Policy is written as principles rather than a product list. Its first rule is that you “can’t use Shopify to do anything that’s illegal where you do business”, and it says that payment terms and terms from other add-on products “can also apply”.

Those payment terms are where the business lists sit. The Shopify Payments Terms of Service send you to each payment processor’s own list for your country, and the processor list Shopify publishes names Stripe and PayPal for the United States. In practice, the store platform and the payment service are separate decisions, each under its own rules.

What to settle before you build on a platform

• Read the current version of each document yourself, and note its date. These pages change: Stripe’s list was updated on 22 September 2026 and Square’s payment terms on 30 July 2026.
• Describe your products accurately in any application. A platform or provider decides on what you actually sell, so the description it reviews should be exactly that.
• Ask in writing when a clause is unclear. Stripe, Shopify Payments and PayPal each describe a review, due diligence or pre-approval step for some categories.
• Keep the answer with your records, and re-check it when the platform publishes a new version.

Where Zolution fits

Zolution is a free marketplace (Zolution Standard membership costs nothing) where a merchant publishes one request and compares offers from payment providers whose declared coverage includes the merchant’s industry, research-use-only peptides among them. Each offer states its fees, reserve, payout terms, MID structure and contracting company in the same fields.

Coverage is provider-declared and the provider decides. Zolution processes no payments, holds no funds and approves nobody.

Questions, answered